Jim Francis Blog

In my teaching across the USA, Canada, UK, Singapore and Australia, I always start with the foundation of financial success, the WEALTH WHEEL. It is a simple concept, but it keeps us focused and on track. It does not matter if you start with real estate, a job, stocks or business, the wealth wheel concepts […]

There is no question your thoughts influence your wealth. If you have the right thoughts, you believe and often look for wealth and opportunities. If you have the wrong beliefs, you do not. Debt is great example. Most poor people do not want debt, or use debt poorly. For example, buying consumer goods not assets. […]

Nearly every one of us uses the power of leverage at least once in our lives, whether you realize it or not. At some point, almost all of us buy a house for our families. And it is very rare when a person pays cash for their home. Instead, buyers go to their banks, credit […]

Ok. I had this conversation with my son, when he was 16. Might be a good lesson for you in the discussion. At age 16 Mike had 6k. He had saved his allowance, and earned some money He wanted to buy a car. Now what kind of car, would he get for 6k? A used […]

Can your life change in a moment? The moment you decide to let go of the past, and build a new or different future. The answer is yes. It happened to me. In fact it has happened to me on several occassions. Here are just a few: High School. My guidance counselor has me do […]

In my financial workshops I will often ask the question “what is more important, Mind Set or Method (strategies). There is often a split and debate which is more important. To me there is no contest. Mind Set is more more important. Think about it. I can teach you to buy a property with no […]

Recently, I saw a commercial, were the guys kid, got a “Participation” trophy, for winning. Everyone got a participation trophy. I was glad to see him on the commercial, tear off the participate tag and write CHAMPIONS. Man. I teach/taught my kids to win. Not to participate. To rise above the average, and achieve more. […]

What can you say, one of the greatest investors of all time. He always seems to pick up a great deal. In fact, that is one of his mantras, find good companies that are distressed by current conditions, and get a great price. Then watch them grow forever! He is seldom a seller of stock. […]

Most people waste it. Some want to buy more it. But I sell it! Now some of you are confused. How can I sell time. Well, you know what I sell it 2 ways. First. I trade Credit Spreads. A monthly cash flow strategy. That earns me on average 8 to 12 percent on the […]

A balanced approach to investing, is the 45/45/10 plan. A combination of cash flow, growth and speculations. Now not 1 plan fits all, but this is a good beginning. 45% Cash Flow. Focus on cash flow strategies first. This builds multiple sources of cash flow. If we have more than just job income it keeps […]

  A lot of folks want to find their own way to success and prosperity. Spending years, or even a life time cutting their own path to financial freedom. Man. There is a better way. Beg, borrow, steal or buy the treasure map. Look someone has been there before you. Whether that is real estate, […]

Francis Foundational Beliefs & Rules. 17 key characteristics of winners.  F2. Faith leads the way. Now my belief, is a little different than others. Faith to me (trusting in the unknown or provable) is an act of positive expectation.  Faith not only in a higher power, but that some how we can tap into that […]

There are “investors” and “traders”. Investors often blindly trust others for advice and direction. Put their money into mutual funds. Unfortunately, investing in mutual funds, is a dollar for dollar exchange and therefore, NO LEVERAGE. Let alone, my personal belief you should not be investing long term in stocks or mutual funds. There too many […]

Dream: Some men see things as they are and say why, I see things that never were and say why not. Bernard Shaw. You must have a bigger dream than working for a living. Than spending 40-60 hours of your life a week making money. Own a business. Buy Real Estate. Trade the markets. Drive: […]

Learning about charts (patterns), that happen over and over is a solid skill for trading. A regular pattern is a double pipe bottom. If the market is dropping, going down, and then there is a huge drop down one day, and then a huge move up one day, it is highly likely, if the market […]

Enjoy the ride it is over before you know it. Too many people go their whole life working, and “getting” a long.  And before they know it, they are 65, barely able to retire (or even have to work in retirement), and have not enjoyed life. Well. I can say NOT me. I took the […]

So. You are thinking about trading futures, like S & P E minis. Well, if you do that in a traditional brokerage account, they are going to ask you for about 5k per 1 contract. GREAT leverage by the way, but not the best. Accounts like Think or Swim, E-trade and others often as for […]

Thinking about selling a product or service? Most often folks sell or promote to the positive. An understandable consideration, but one of my marketing mentors (Jay Abraham) suggested selling or marketing to the NEGATIVE. Selling the problem, or the loss. I hear this again just recently by Jordan Belfort (Wolf of Wall Street). Now, not […]

Many folks buy mutual funds and leave their investing to the professionals. GAG. CHOCK! Professionals?!! Omg. Almost ALL the mutual funds cannot beat the S&P 500. That means you would be better off, just putting your money in the SPX or SPY. Long term you would be better off. Plus mutual funds, you buy have […]

If you are new to Internet marketing likely you do not know, there are Public and Private affiliate networks, that offer referral programs for products and services. A public network, might be something like Commission Junction, Link Share, or even Amazon. They tend to cater to the general public, and pretty much anyone can join. […]

Intellectual leverage is one of my favorite types of leverage. Using “smarts” to make the most of a situation or opportunity and cashing in on the process. There are dozens of strategies, but number one on my list would be joint ventures. Knowledge. Can you buy real estate without money. Yes. Do a wholesale deal. […]

Look everyone has bad days. Days were things don’t go right. Or we feel sorry for ourselves. Or we are just not motivated to get off the couch. And nothing steals our dreams more than the TV and the couch. When those moments, happen it is easy to get into what I call the Negative […]

People say money is not the key to happiness, but I always figured if you had enough money, you can have a key made. Money talks …but all mine ever says is good-bye. There are two rules for success: 1) Don’t tell all you know. 2) Money isn’t everything but it sure keeps you in […]

  Strategy: Use Familiar Communication Patterns There are three primary communication patterns. In technical terms, they are known as sub-modality performances. Sub-modality relates to the preferred way of processing information. We prefer to see things, hear things or touch things. They like words like: show me, I see that, it clear, or picture this. Sight: […]

  Basically there are 4 types of people in the world. If you know what their characteristic are, you know what is important to them. What they value at a core level. If you have that information, talking with them, influence, negotiation and communication becomes much easier.  See the  cheat sheet below: Ace of Clubs: […]

I am watching my kids make “choices” in life at the moment. Some planning their future. Some letting the future find them. The difference between finding yourself or designing yourself. I believe in designing yourself, not waiting for life to find a path for you. Don’t find yourself, design yourself. Other wise you could me […]

So. What is the stock market going to do next? Well no guarantees, but it looks like the SPX (S & P 500), is developing a wedge pattern. Often when a wedge is created, the stock or index, will “break out”. Meaning it will have a sharp move to the up side or the down […]

Saw this picture, and wanted to expand on the concepts. There are 5 keys to success. 1. Hard Work. Success does take work. It does take discipline. It does take time. However, I would say Work Smart. Use your time effectively. It better to manage a project, than do a project. Use leverage (software tools, […]

At my stock workshops, I often trash investing in Mutual funds. Yet, most 401k’s have mutual funds as their primary investment vehicle. So, what do you do? Well one of your choice might be to borrow money against your 401k and control the investment yourself. Perhaps you are going to invest in individual stocks (like […]

I had the rare privilege of working with over 50 plus millionaires. One of them had a cool way of picking names for products. He showed it me one meeting, and I refined it into the NAME GAME. Recently a few ice hockey friends and I were at an adult ice hockey tournament in Las […]

The Internet is a wonderful opportunity to build a business with limited funds, and products. You can find the products on line, through vendors and affiliate programs. Then it is all marketing and selling. You should consider the following strategies: Strategy: Become an Affiliate for product you purchase any way.  We all buy products all […]

Every generation should be better than the previous; passing on tips, tools, strategies and philosophy. My grandfather was a dock worker, my dad a professor, my mum an accounts payable supervisor, and I am an entrepreneur. Here are some for consideration for Success: Enjoy the ride it is over before you know. Make time for: […]

I am a student of candlestick patterns. The shapes and patterns, that the stock market prices (open, close, hi and low) of each day create. The movements on the Dow and other markets, are in a free fall. At first I thought it was 3 black crows. 3 big down days. Emphases by the solid […]

Ok. The death cross happened on the DOW. A sign of falling markets. We have had 3 days of down markets. YOU MUST start protecting (hedging), your retirement account. A protective put, might be a good idea right now. So, if the market continue to fall, and your retirement gets crushed, at least the PUT […]

For over a decade I have said “When you learn you earn”. Someone recently asked me what are the greatest lessons you have learned from all those gurus. Well here are the top 7 keys to success. 5 D’s. Dream. Dare. Do. Determination. Destiny. Your dreams set the path. Make your dreams bigger than just […]

In my teaching across the USA, Canada, UK, Singapore and Australia, I always start with the foundation of financial success, the WEALTH WHEEL. It is a simple concept, but it keeps us focused and on track. It does not matter if you start with real estate, a job, stocks or business, the wealth wheel concepts […]

So, you want to reach M2 Status……Multi-Millions? Well that dream requires a plan. Plan your work and work your plan. There are various ways to become rich. But there are essentially 7 key pillars of success. Multiple Sources of Income. You should have diversity of income streams, and sources. Real Estate, Stocks, Business, a Job, […]

I often say at workshops, I have spent over $ 81,000 in training, education and mentors. Actually, that amount was over 20 years ago. The real amount is much more.  It is the reason, I am successful in: Business, Real Estate, Stock and Life. My current self improvement plans is as follows: 2 workshops each […]

I bought a Million dollar property and lost my shirt. I dropped 350k into a business, and it failed. I have blown out at least 2 investment accounts (lost all the money). So, why listen to me? For 2 major reasons. First, I have made millions. Taken a company from zero to 46 Million in […]

Intellectual leverage is one of my favorite types of leverage. Using “smarts” to make the most of a situation or opportunity and cashing in on the process. There are dozens of strategies, but number one on my list would be joint ventures. Joint Venture. Find a database then find a product that the database needs, […]

Here is what you do to change your belief system: 1. Identify the negative belief. 2. Create doubt that the belief is true, necessary or serves you. 3. Create the opposite belief. 4. Justify the opposite belief. 5. Create a positive reward associated with the new belief. Another key element is to check if there […]

When you are evaluating commercial property (or any property for that matter), CAP Rate evaluation, can give you a strong comparative analysis.  CAP rate measures, the income, price and return of an asset. When you have a couple of the elements, you can always figure out the rest.  Therefore, if you know the CAP rate, […]

Most folks when they start a new business use their own personal credit to get going. It is estimated that 68% or more of all business owners, use their personal credit for their small business. That is a huge potential liability. In 1996 I started a seminar company and it did very well. Soon I […]

Words are incredible things. They can motivate you, or keep you from success. Unfortunately, most people have poor word choices. For example, they may say: I will try. I hope too. I may. Maybe we can. I should. I could. Our language conditions our thoughts, and actions. Yoda (star wars) had it right. “There is […]

The Internet is a wonderful opportunity to build a business with limited funds, and products. You can find the products on line, through vendors and affiliate programs. Then it is all marketing and selling. You should consider the following strategies: Strategy: Become an Affiliate for product you purchase any way. We all buy products all […]

Budda talks about the 3 poisons in life: Hate, Greed and Ignorance. I tend to agree, but replaced hate with anger. A much more deadly poison that creaps up on you. These poisons, need to be kept in check. They can easily control your life, business, and destroy it. Anger. Well…. (check out the anger […]

When it come to work and life, there are a dozen choices. Each has a pro and a con. Let me explain. Man a Work. Most folks are taught to get a JOB. Just Over Broke. Self Employed. A better plan. Some tax advantages. But can be a tough ride. Income can be big or […]

Most folks when they start a new business use their own personal credit to get going. It is estimated that 68% or more of all business owners, use their personal credit for their small business. That is a huge potential liability. In 1996 I started a seminar company and it did very well. Soon I […]

Look everyone has bad days. Days were things don’t go right. Or we feel sorry for ourselves. Or we are just not motivated to get off the couch. And nothing steals our dreams more than the TV and the couch. When those moments, happen it is easy to get into what I call the Negative […]

Ok. I got a year older and happened to see the Jelly Bean movie too. If you have not seen it, you should. Link below. <iframe width=”917″ height=”558″ src=”https://www.youtube.com/embed/BOksW_NabEk” frameborder=”0″ allowfullscreen></iframe> So. What do you want to do with the remaining time. I can think of things I want to do, and some things I […]

I talk about the Wealth Wheel: Education, Cash Flow, Growth, Big Hits, Leverage, Taxes and Asset Protection. A key element to the Wealth Wheel is Leverage. The ability to take something small (capital, opportunity, energy or intellect) and leverage the item, into a huge result. Leverage is an important element to wealth, and even success. […]

Strategy #1. Check Your Credit Scores Once Year. There are basically 3 credit bureaus that track credit rating. Although all use different terms (beacon, emprica, Issac Risk), they basically track: amounts, payment history, activity, type of credit, days late, number of accounts, who gives your credit, if open, or closed, and use of credit. The […]

Every generation should be better than the previous; passing on tips, tools, strategies and philosophy. My grandfather was a dock worker, my dad a professor, my mum an accounts payable supervisor, and I am an entrepreneur. These comments are for the next generation. Here are some for consideration: Enjoy the ride it is over before […]

16 years ago, I was talking to a real estate investor friend of mine on the phone. “So, what are you buying now for cash flow”. To my surprise he said “well I have not bought any property for a few months”. Well are you doing for income? He said selling stuff on EBay. My […]

Dream: Some men see things as they are and say why, I see things that never were and say why not. Bernard Shaw Everyone needs dreams to inspire them to success. Dreams to keep you motivated. Dreams that can become the blueprint for achievement and a life of adventure. Drive: The difference between a successful […]

Most folks do not have a plan for success. Or they have a poor plan that looks like: I went to school to get a job. I have one source of income. The JOB. Just Over Broke. Buy your own home. Invest in Mutual Funds or Saving Accounts. The way to make more money is […]

Hey. In a few months, it is tax lien time in Orlando. A GREAT investment. Often you can receive 18% on your investment money in tax liens. The rate of return changes by state statue. But in Florida, it is up to 18%. Unfortunately, like most states, there is a bidding process, that goes down. […]

I am amazed at how many salespeople and presenters believe that giving the presentation is the job. It is not. In fact, even if you are not in selling, you need to know, how to get people to take action (on your ideas, concepts, negotiation, or communications). Selling is universal. The sale and changing peoples […]

Doubt can imprison your success. The smile of child is more important than a million dollars, but you can make them smile more often with the million. Make money your slave not master. True learning happens when your mouth is closed. TEA Principle. Time plus Effort equals Achievement. Don’t let your TV steal your dreams. […]

Whether you believe you can or can’t you are right!–Unknown  For many people, their confidence or lack of confidence comes directly from their personal beliefs. If you believe you will win or be successful you are 3 times more likely to achieve the result. In the space provided on the following page, for the next […]

So. Back in the Star Wars days, I started to write a book called 11 commandments of a Jedi. A personal development philosophy, that has severed, me and my mentors well. Enjoy them. More importantly, live them. Choice Determines the Quality of your Life. You choose to be happy. You choose to win. You choose […]

Success requires a series of commitments. A number of actions steps to achievement. But every once and a while, a distraction can keep us from success. Leaders, achievers, and successful people know, to minimize these “distractions”. 1. Too Big a Step. Success begins with one small step. Any project can be broken into smaller steps. […]

Dream Big. All the millionaires I interview have big dreams. They believe that they are worth more than a 9-to-5 job and that there is more to life than working forty (or more) hours a week for forty years only to take a forty percent pay cut once they’ve reach retirement. These big dreamers are […]

Every generation should be better than the previous; passing on tips, tools, strategies and philosophy. My grandfather was a dock worker, my dad a professor, my mum an accounts payable supervisor, and I am an entrepreneur. These comments are for the next generation. Here are some for consideration: Enjoy the ride it is over before […]

Time is a commodity. It has incredible value. Most individuals do not understand how to “invest” time, and rather “spend” it. Sometimes spending it foolishly without even knowing the consequence. One of my Mentors asked one day “Do you cut your grass?” I said “Yes, every Saturday”. Thus began the lesson. I was saving $ […]

As goes January, so goes the year. The January barometer, is usually fairly accurate. It has a strong correlation based on past performance. Since 1972, and devised by Yale Hirsch, the (JB), since 1950 has been predicting the direction of the market. Only 7 times since 1950, has it faltered. The 88.9% accuracy ratio Is […]

I am fortune to have some GREAT teachers in my life. One of them Charles J Givens, a best selling author, and marketing guru, taught be about Laser Beam Focus. That achieve results, goals or dreams, you must focus your attention and more importantly time to achieve results. I once asked him, “you have 4 […]

Moving averages are a great tool, to “time” a major trend change. A simple analysis for stock, index or futures positions. There are different kinds of Moving Averages (MA): simple, exponential, variable, volume-adjusted, high/low daily, and weighted averages. For simple analysis, we may look at a “simple” moving average. These averages are useful, in a trending market […]

In my teaching all across the USA, Canada, UK, Singapore and Australia, I always start with the foundation of financial success, the WEALTH WHEEL. It is a simple concept, but it keeps us focused and on track. It does not matter if you start with real estate, a job, stocks or business, the wealth wheel […]

One of my mentors said, “Jim. Do you cut your grass?”. I answered “yes.” He  then said, “That is the reason you are not rich.” What on earth was he talking  about? The answer was simple. Either you invest time, or you spend time. I was  spending time. Spending time on the wrong activities and […]

Jan 1. I usually write out my Big Goals of  the year. Laying out the major achievements I will accomplish in 2015.  WOW I made some HUGE goals. Some of these goals, are challenging. Some Time consuming. Some a lot of WORK. Ok. I am very independent guy. I like to do things myself. Rely on […]

Investing does not have to be difficult. You can Use a Simple Approach Like Dogs of the Dow! for long term growth. Perhaps in your retirement account. Dogs of the Dow. This is a simple investment strategy. It is done annually (TODAY). Takes about 20 minutes. It is based on dividend stocks. Basically a company […]

Success in any area of your life in either business or personal begins with the clear-cut goal settings. Being able to achieve ambitious goal is life changing and intimidating at the same time, but achieving success one needs to set a specific goal. Success needs power, drive, and goal settings, objectives, and action plans. Goal setting is a decision process and planning. Goal settings work and put you […]

Most folks are taught to work for a living. It is “rule” parents often pass down to the next generations, therefore guaranteeing worker bees to feed the hive. Fortunately, my mentors broke me of this pattern. Saying you need to work for yourself. Not a bad plan, but not a complete plan. Over the years, […]

I was training this week end at a Stay Motivated event. A sister event to Get Motivated Seminars. We were discussing Peak Performance.  Goal setting, time management, productivity, mind programming, killing negativity, and success principles. WOW. What great topics for challenging times. Lots of folks right now have financial and personal challenges. Therefore, I thought […]

Time is a commodity. It has incredible value. Most individuals do not understand how to “invest” time, and rather “spend” it. Sometimes spending it foolishly without even knowing the consequence. One of my Mentors asked one day “Do you cut your grass?” I said “Yes, every Saturday”. Thus began the lesson. I was saving $ 5.00 […]

NeuroLinguistic Programming. The understanding of how the brain, and body work. A MAP to the understanding why people believe, respond, and act the way that they do. NLP is cool. It will help you re frame a belief (change it), help someone else with problems, and choices, and condition yourself and others. Essentially a tool […]

Dreams are the prisoner of doubt and fear Many folks do not live their dreams, because they are held hostage by their own limitations. And I mean self limiting beliefs. NOT real. If fear or doubt holds you back you must have a few strategies for killing the fear. To eliminate doubt. To live your […]

  In my lectures and seminars I tell students they must earn 15% on their individual investments or don’t consider them. Many folks think or say there is no way you can get 15% consistently over time. Not true. If you know the stock market, or other investments, like real estate or tax liens, not […]

A great day. Spent time with two great thought leaders. Brian Tracy and Harvey Mackay. Mentors make a difference in life. Learn and Earn. Know and Grow. 

Too many people fall prey to life’s circumstances. An event happens, and they fold under the pressure. Or even worst they develop a serious of responses over time (habits) to common events, which put them out of control of their lives or circumstances. I had a great mentor in my life. His name was Charles […]

I have had some great mentors, whom have given me outstanding advice, guidance, business, financial and personal success. #Tony Robbins, #Brian Tracy, #Charles Givens, #Ken Blanchard. All have contributed to my life and prosperity. Many have a values, beliefs, and philosophies, that can make a difference in your life an achievement. Some where along the […]

“Don’t wish it was easier, wish you were better. Don’t wish for less problems, wish for more skills. Don’t wish for less challenge, wish for more wisdom.” “Work hard on your job and make a living. Work hard on yourself and make a fortune.” “Learn how to be happy with what you have while you […]

I was watching a video recently, and a speaker was talking about success and failure. And that many people live so cautiously, they fail by default. Wow. What a great insight. Many people never reach their full potential, because they are afraid to fail. Afraid to live a life of adventure. Live a life of […]

I travel a lot. Often I am in a new city. The challenge of renting a car or grabbing a cab to get to a specific location often presents itself. Both have plus and minus. However, over time I lean toward grabbing the cab. Why? Because generally, it is faster, more effecient, and often save me time. […]

On my wall are a serious of statements, I would not really call them motivational sayings, more like beliefs to keep me supported in my quest. In tough times, and in good times they keep me focused on the task at hand. Often allowing me to look at a set-back in a different light. Or […]

Post by Twanbeatmaker.

Whether you believe you can or can’t you are right!–Unknown For many people, their confidence or lack of confidence comes directly from their personal beliefs. If you believe you will win or be successful you are 3 times more likely to achieve the result. In the space provided on the following page, for the next […]

Money is a terrible master but an excellent slave -P T Barnum Whether you think you can or think you can’t, you’re right. – Henry Ford You gain strength, courage and confidence by every experience in which you stop to look fear in the face. – Eleanor Roosevelt The best way to cheer yourself up […]

Just a few positive affirmations. If motivation, belief, and a lack of wealth or results has plagued your life, you might try these statements to “condition” your mind: I am Rich. Spiritually, Emotionally, Health and Wealth. I attract wealth and prosperity. Prosperity follows me every day. Wealth and Money comes easily to me. I am […]

Time management is the process of planning control over time which is spent throughout the day. Time management is an important tool for people who want to increase their productivity or ensure that certain activities or goals are accomplished throughout the day. There are many different ways to effectively control and promote good time management, […]

One of my mentors, Charles J Givens (best-selling financial author), often talked about his relationship and friendship with Glenn Turner. Glenn was an outstanding leader and marketer in the 1970’s. Glenn’s motivational and inspirational message changed the lives of thousands of individuals. I had a chance to meet Glenn on a couple of occasions, even […]

One of my mentors said “Jim. Do you cut your grass?”. I answered “yes”. He then said “That is the reason you are not rich”. What on earth was he talking about? The answer was simple. Either you invest time, or you spend time. I was spending time. Spending time on the wrong activities and […]

Many folks do not live their dreams, because they are held hostage by their own limitations. And I mean self limiting beliefs. NOT real. If fear or doubt holds you back you must have a few strategies for killing the fear. To eliminate doubt. To live your dreams. Strategy: Take a step anyway. John Wayne […]

I have a good friend #James Smith that often talks about being worth 5 Million dollars in less than 5 Years! Now some folks will think that impossible, but having seen folks achieve that goal, and more, I know it is possible. It takes plan, motivation and the other M5. 1. M: Mind Set.  Conceive, […]

Several years ago, I wrote the beginnings of a personal development book called the 11 commandment of Jedi. A series of principles or commandments to govern life. Under each commandment are dozens of life strategies. Commandment #1: Choice not change determines Destiny. Your destiny changes in a moment. The moment you decide to improve the […]

Want a long term, benefiical, loving relationship? Let the little things slide! On both side of the relationship. NO ONE is perfect. And STOP trying to change them. I once said of a girlfriend… I am going to make her change that behavior, until it kills me. Well, I almost died. OK. I have this […]

Dealing with Objections  Professional sales people expect objections, in fact many plan for them. They specific part of their presentation planned to deal with the common ones. Here are three techniques to eliminate or minimize objections. Strategy: Plan standard responses to common objections. The best salespeople know almost all the objections to their product and […]

Recently, I had a conversation with a friend. They were all doom and gloom about life. Everything was against them. They had messed up. Life was not worth living. The pressure of work, family, and relationships was overwhelming. In the midst of all this negativity, the individual could only see one or two options available […]

Certain words are better than others to give people a desire to read more. Consider these words in your titles, headlines and grabbers. Test. Test words in Grabber Headlines for Maximum Results Launch. We have just launched an offer for our CREDIT SPREAD workshop. Friends and family pricing. www.creditspreadsystem.com Announcing. The company announces today….. Introduction. […]

NLP is a great science. The study of how the mind works. The MAP to the process. It is a wonderful tool. You might through NLP questioning techniques, find out that people have patterns either  visual, auditory or kinesthetic that represent a specific pattern. Either good or bad. A sequence of images, words or feelings, […]

Strategy: Use the If? Close: The if Close is used against an objection to finalize the sale. Any objection is responded with: ü  “If we resolve that issue, will you purchase today?” ü  “If we meet that need, can we place the order today?” ü  “So let me get this right. If you can get […]

I have been poor and rich. Much better to be rich. But at the end of the day, if you took my money and asset away. I would be back. Because I have 2 elements, that you cannot take away. What I call M2. Mind and Method. The right mind set. And method or strategy. […]

        Strategy: Take a step anyway. John Wayne said “Courage is being afraid and saddling up anyway”. Successful people realize that on the other side of fear are your dreams. Just take a step. I have done a lot of fire walking in my life. Actually taught fire walking too. Do you […]

When you realize you have the divine right to have more in life. You are greater than the obstacles that hold you back. You want to be the victor not the victim. Your are tire of finding yourself and decide to design yourself. God is ready to show you his favor, and you are ready […]

This infographic was crafted with love by Officevibe, the employee engagement platform that helps managers see the ROI of company culture while making employees happier and more motivated at work.

I was talking to a friend recently, and they were suggesting that I have in my life had some adversity and they wondered how I dealt with it. Funny. I have all these skills, attitudes, and beliefs. I can reframe past memories with NLP (content reframes). I can use positive replacement to wipe out the […]

Stuck in a Rut? Can’t seem to get out of the 40/40/40 plan? Working over 40 hours a week, for 40 years, only to retire on 40 percent? Broke. Working for the JOB. Just over broke. Can’t seem to get a head. Always financial issues in your life? Rather than looking at all the opportunities […]

Strategy: To increase effectiveness, eliminate interruptions. An interruption is an event in which your attention is instantly diverted from a process you have chosen to a process someone else has chosen for you. Interruptions are normally random and have no consideration for the importance of or impact on your time and your personal objectives. The […]

Sales Code There is a direct relationship between the allocated time for a behavior and the end result. People must learn to become disciplined in their allocation of time. Here is a log from an extremely successful professional. Time 8:00 – 8:30 am: Plan/Paper Work 8:30- 10:30 am: Block time. Focused time on major priority. […]

  Many people invest in real estate without really know why or how. They listen to a friend story of success or even worst an agent telling them “well it break even, but this a great neighborhood and will have great appreciation over time”. OMG. Never invest for the story. Invest based on sound fundamentals. […]

                                  As I travel around I get to talk to a lot of folks. Average folks, success individuals, broke and rich. I have noted a major characteristic of the achiever group, is they believe they “cause” their outcomes. They […]

Exercise: “Do I Have To” List Detail all the activities you conduct daily, weekly, monthly and yearly. This is a big task, but an important one. You may want to keep a journal of your activities, or just visualize your activities and record them. After you have recorded all the activity in your life, you […]

I loved watching the move Mr. Destiny. It demonstrates, how making simple choices right now, can dramatically change the future. In the movie hitting a baseball was the difference between, living in a mansion, or shack, marrying the prom queen, or a nice girl. Being rich or getting by. Now there were some other morals […]

Strategy: To increase effectiveness, eliminate interruptions. An interruption is an event in which your attention is instantly diverted from a process you have chosen to a process someone else has chosen for you. Interruptions are normally random and have no consideration for the importance of or impact on your time and your personal objectives. The […]

          Ok. That can be challenge. But mixing up your message between, education, quotes, videos, something knew, a check list or review, and keep your blog fresh and growing. If you run out of ideas, for blog consider these, I am: 1. Quotes. A serious of fun, entertaining, or important messages […]

  1. We are what we repeatedly do. Excellence, therefore, is not an act but a habit. – Aristotle 2. The best way out is always through. – Robert Frost 3. Do not wait to strike till the iron is hot; but make it hot by striking. – William B. Sprague 4. Great spirits have […]

People often say, I am lucky. And it is true. I have had some incredible LUCK or GOOD Fortune in my life. I often say LUCK is the function of preparation and opportunity. What some folks do not know, is that LUCK, or Fortune can be be a function of actions and attitude. In fact, […]

I lost about 80 plus articles. Feb-April. Serves me right for not backing up my site. Anyway, going to drop in a few articles (i can find), just to fill the space a little. AND keep adding new articles to get back on track.  

Does time work for you? Do you waste it? Squander it? Do you respect the usage of time? Do you understand the value of 15 minutes a day over the course of a life time. IT is HUGE! Saving time. Respecting time. Using time effectively is a key to life. Think about this:   30 […]

http://www.daveramsey.com/blog/20-things-the-rich-do-every-day Dave Ramamsey outlines the 20 key elements, based on Tom Corley, on his website RichHabitsInstitute.com. Great information. check it out. 1. 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat more than 300 junk food calories per day. 23% of wealthy gamble. 52% of poor people gamble. […]

I know what the difference between a 5 percent and 15 percent return on an annual bases over 36 years. On an initial investment of 10K, is the difference between 58k or 1.5 MILLION! The rate of return is a key to long term wealth. Yet most folks do not know where to find 15 […]

I had the rare privilege of promoting ‪#‎KenBlanchard‬ in Toronto, Canada when I did work with International Search Consultants. Ken and I got to spend some quality time together before and after the event. We even managed to get a game of golf through the Toronto Board of Trade. Ken is a good golfer, and […]

The Francis Foundational principles have governed my life. A serious of attitudes, concepts and ideals that have guided my life. Some developed by me, but a lot borrowed from some of my mentors. Folks like: Tony Robbins, Charles Givens, Og Mandino, Brian Tracy, Ken Blanchard, Warren Buffet, Sir Templeton, and many more. Not to mention […]

Jim Rohn tells the story of his mentor asking him, “why are not successful?” Rohn made a comprehensive list: The government works against me. taxes are too high. people did not support me. I can’t get a break. my education sucked. no work opportunities out there. the market is bad. interest rates are high. the […]

Kind of a play on words. Many people have dreams or visions they want to accomplish in life. Some achieve these goals, many do not. I believe it is the sum total of the little things you do each day, that leads to achievement, of your dreams, goals and visions of the future. Or to […]

Well. You know I follow the seasonal trends. They have been pretty accurate over 60 plus years. The first 5 days give an indication of how the year is going to go in the stock market. Well the S and P went sideways and a little down. Not a good sign for the stock market. […]

  As we reflect on 2013, our success, our failure (or learning experience), let us remember life is about choice. The choice to be happy. The choice to accept things as they are or change them. The choice to be average or exceptional. To live… a life of quiet desperation or make our life a […]

This article appeared on the Dave Ramsey web site. http://www.daveramsey.com/blog/20-things-the-rich-do-every-day Worthwhile research to consider. Certainly points out why the rich get richer and the poor get poorer. It was based on the research of Tom Corley, RichHabitsInstitute.com.  1. 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat […]

Commandment #1: Choice determines the quality of your life and direction. I loved watching the move Mr. Destiny. It demonstrates, how making simple choices right now, can dramatically change the future. In the movie hitting a baseball was the difference between, living in a mansion, or shack, marrying the prom queen, or a nice girl. […]

Hey I get the social message today, about enjoying the game, and not focusing on winning. You can’t kick butt, destroy the other person or team, at all costs. It is not good to solely focus on the winning. In fact I believe in the game of life: Achieving, Results, and Winning are not as important as how […]

        Someone just reminded me. I have not finished sharing the Francis Foundation Principles. So here is number 12. Long term relationships require investment. You have to give people the BIG 4. Interest.  You have to show genuine interest in peoples lives. Family, Hobbies, their Success. Don’t always focus on yourself focus […]

All of us have great success and some failure.  Certainly 2013 had both for me and was challenging. Filled with obstacles and stepping stones. On the wall of my office are some sayings that keep me focused on “Stretching to the Next Level of Success” . Whether that is a phoenix rising out the ashes, […]

Look everyone has bad days. Days were things don’t go right. Or we feel sorry for ourselves. Or we are just not motivated to get off the couch. And nothing steals our dreams more than the TV and the couch. When those moments, happen it is easy to get into what I call the Negative […]

In your web sites, direct mail, telemarketing or face to face meetings, it is important to create a sense of urgency in your client to move the sale closer to completion. Often you can do this with the following tactics: A Great Offer. There are many offers that work, but a few tried and true […]

As we relax today, and enjoy friends and family, remember to give thanks for all the things in life god has given you. That may include (as it does me) the following: Life. Every day above ground is great day. Family. The love of the people close to you. Tell them you love this day […]

Why let little things give you negative emotions? Life is way to short to have negative gas in the engine. Keep and maintain a healthy positive attitude, by letting little frustrations go. They should not control you. Many folks let small issues ruin their day. Let me give you a few examples: Some one cuts […]

There are lots of ways to keep motivated. Here are just a few for you to consider: Develop a Vision for you life. Create a movie for your life. A vivid picture or series of movie frames, for where you want to be. Visualize yourself there. It worked in the 1960’s for olympic teams. Why […]

How much does your television cost? Most folks say, $300, $1000, even $3000. They are thinking about the cost of the physical TV. Not the amount of time, they waste by aimless watching TV. Many individuals come home after a hard day or work. Grab something to eat, find the remote, fall into the couch, […]

Lifestyle Changes Start With One Small Step My mother used to tell me that the small things in life really count. I don’t believe she realized just how much. Small commitments turn our lives around or enhance the value or direction of our lives. I accidentally leaned this lesson early. In fourth grade our whole […]

I was talking to someone about investing in stocks, and they asked, which is more important OFFENSE or DEFENSE. No question, I agree with Warren Buffet. Rule number one is to NOT lose money. First, I trade a credit spread system. A technique to make monthly income from the stock market. Often winning 9 times […]

Simple language can have a major effect. Sprinkle these selling words throughout your presentation, web site, conversation, direct mail to make it more compelling,  and powerful.  These are not my words, by the way, words that every good advertising executive, sales person and copy writer knows. it’s easy                                   powerful                                  right                             strength proven results                          a real […]

I get this question a lot. So here are some tips in getting started: Get education on real estate investing. There is different from buying a home, a rental property, real estate for cash flow vs growth areas. Most people buy for the story, not for cash flow. Cash flow is king. You need a […]

A failure at the job. Loss of income. Death of a loved one. Behind on the bills. Lost love. Rejection. Debt. Life has it’s share of ….. Events. How your respond to those events is very important. You can let them control you or let them inspire you. You can let them defeat your or […]

Most folks start with a job in life. Building some Cash Flow. Trading time for money. Not a bad beginning. But only a beginning. By the way, if that is your only plan. You will be poor most of your life. You have to move from MAN at Work, to: CASH at work, ASSETS at […]

The power compound interest is not only a theory; rather, it has its own place in the industry of finance. People who take the term seriously know the potential wealth it promises. It may sound geeky but the truth is; there is none. The term refers to the snowball effect an interest makes for a […]

Some of favorite time management strategies come directly from Charles Givens. If you can, pick up his book SuperSelf. I helped him with the book, and associated seminars. We both have a love for personal development. These are a few of his many time management techniques: Always have a map in the car (now a […]

I am the creator of my destiny. I can make a choice to day, to impact my life in a positive way, to change my future. Whatever I want I can have, if set the goal. Plan and take action. Life has no limitations, except the self imposed limits. I have faith. Maybe a little […]

My dad, taught be very few things in life. But one he did, was to always put yourself in the shoes of the other person. To realize their point of view, beliefs, and position. Realize every “community” has rules. And sometimes they are in direct conflict with your own. To win. You have to play […]

Someone asked be recently, what books I would recommend. WOW. What topic. There are some great books, that can give you an edge in life. Whether that is business, real estate, stocks, motivation, faith, or life. Here are some of my all time favorites: The Bible. Faith. Motivation. Inspiration. Values. Success. Failure. And Life. Think […]

1. Dream Big. All the millionaires I interview have big dreams. They believe that they are worth more than a 9-to-5 job and that there is more to life than working forty (or more) hours a week for forty years only to take a forty percent pay cut once they’ve reach retirement. These big dream-ers […]

Just a quick reminder about seasonal patterns, when trading. September. Usually in sept 67% of the time for the last 40 plus years, the market tends to go down. Therefore, a number of folks, will play a Single Put (nothing to do with credit spreads).  A directional play. Remember when playing a directional play, the […]

Can your life change in a moment? The moment you decide to let go of the past, and build a new or different future. The answer is yes. It happened to me.  In fact it has happened to me on several occassions. Here are just a few: High School. My guidance counselor has me do […]

Intellectual leverage is one of my favorite types of leverage. Using “smarts” to make the most of a situation or opportunity and cashing in on the process. There are dozens of strategies, but number one on my list would be joint ventures. Joint Venture. Find a database then find a product that the database needs, […]

I love to fire walk. It has been a great metaphor in my life for conquering fear. In fact almost everyone can walk on fire, with very little preparation. Although the program, i use to teach called Destiny Express, was a 8 hour program, that finished with a fire walk. The real objective of the […]

There are lots of folks out their that have a natural talent for a specific skill. It comes easy to them. I am not sure that is a good thing. When things come easy, we often get complacent. We do not have to work at the task. Maybe even get lazy. That thought process can […]

In my financial workshops I will often ask the question “what is more important, Mind Set or Method (strategies). There is often a split and debate which is more important. To me there is no contest. Mind Set  is more more important. Think about it. I can teach you to buy a property with no […]

Budda talks about the 3 poisons: Hate, Greed and Ignorance. I tend to agree, but replaced hate with anger. A much more deadly poison that creaps up on you.  These poisons, need to be kept in check.  They can easily control your life, business, and destroy it. Anger. Well…. (check out the anger article),  it […]

If only. Ok. I had a few questions about credit, and credit repair. Thought I would tackle the problem. First, understand what makes up your credit score. It goes something like this: 35% is the payment history. 30% is the amount owed. 15% is the length of history. 10% is new credit. 10% is types […]

When I was a kid growing up I was very angery. Not sure why. Broke, poor, limited father figure, self esteem issues, and fighting was common in the neighborhood.  Anyway, I would get so angry I would breaking things, argue and fight. Litterally get out of control. At some point I wanted to control that […]

In fact, if I see one common mistake for most folks traveling the path to financial freedom, it is going into situations blind. Deciding they are going to invest in real estate or the stock market without education FIRST. Or worst they decide to use trial and error as their teacher. Ignorance is an expensive […]

For many people, their confidence or lack of confidence comes directly from their personal beliefs. If you believe you will win or be successful you are 3 times more likely to achieve the result. In the space provided on the following page, for the next five minutes, write what your beliefs are about WEALTH – […]

Look everyone has bad days. Days were things don’t go right. Or we feel sorry for ourselves. Or we are just not motivated to get off the couch. And nothing steals our dreams more than the TV and the couch. When those moments, happen it is easy to get into what I call the Negative […]

Your language controls your beliefs, and actions. •Try. Is an excuse. Do or do not. Claim the result, good or bad. And move on. •Have to…. Implies you have no choice. Use a sentence like I choose to do this today. •Impossible… Creates limitations. “It is a challenge, and here are the steps we can […]

Every generation should be better than the previous; passing on tips, tools, strategies and philosophy. My grandfather was a dock worker, my dad a professor, my mum an accounts payable supervisor, and I am an entrepreneur. These comments are for the next generation.  Here are some for consideration: Enjoy the ride it is over before […]

“Destiny is not a matter of chance, it is a matter of choice; it is not a thing to be waited for, it is a thing to be achieved.” – Winston Churchill   I am watching my kids make “choices” in life at the moment. Some planning their future. Some letting the future find them. […]

Hey. Just wanted to let you know, I have been having problems with my word press blog. A lot of my articles are not showing up, and recent posts disappeared. Trying to work it out. But wanted my regular readers to know.  They are working on it.. UPDATE: it is fixed. But I lost 1 […]

Dream: Some men see things as they are and say why, I see things that never were and say why not. Bernard Shaw Drive: The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack in will. Vince Lombardi Dare: Take calculated risks. […]

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