Finding Money 4 Your Biz!

February 6, 2019

I am going to do a quick and dirty reference for more money or capital. Then go into more detail for each (later). As well as, talk about business credit and grants. And remember the best time to build personal and business credit is when you do not need it.  1. Peer to peer. Peer […]


Access to Cash. Peer to Peer Lending.

February 5, 2019

Peer to Peer Lending—Unsecured Loans Many folks starting out in the real estate game, often claim they do not have any money, or limited funds. Actually, that is far from true. If the deal in real estate is good (profitable), someone will come up with the money. A friend, associate, or business partner.  In fact […]


EPIC. Energy. Passion. Influence. Closing.

February 3, 2019

Sales Tip: Always Close Yourself First.  I know you must be in a GREAT frame of mind, when you speak from stage or sell. Therefore, positive self talk before a meeting or event, is always good. Tony Robbins has a ritual before speaks. I do too. I say to myself the word EPIC. This is […]


11 Commandments

Luck or Manifestation?

January 31, 2019

LUCK? Manifestation? Desire? Universal consciousness? Devine Intervention? Destiny? Fate? Make the Commitment and the solution will appear!  What is one of the most unusual, or dynamic Manifestation in your life. Something, you really wanted to have, be, do, or become, but there was an obstacle, challenge, you though you could not over come then, it […]


Building Blocks of Technical Analysis

January 28, 2019

Technical analysis is based almost entirely on the analysis of price and volume. The fields that define a security’s price and volume are defined as: Open– This is the price of the first trade for the period (e.g., the first trade of the day). When analyzing daily data, the Open is especially important, as it […]


“3 Steps to Writing Good Copy that Double Results!”

January 22, 2019

Imagine how many more sales you will receive using these 3 simple steps. I am boning up on writing good copy. Reviewing all the books, self study, and educational materials in my library. Reading some great tips and gems. Always good to get out of your RUT, buy looking at other work (yes I know […]


Negotiation Strategies for Real Estate

Key Messages from Think and Grow Rich

January 11, 2019

A friend asked me to participate in a book challenge. Listing the 10 books that had the greatest effect in my life. One of them was Think and Grow Rich. In may workshops, I often refer to the book, and talk about Specialized Knowledge. Stock trading, Real Estate, Business, Asset Protection and Marketing are all […]


21 Life Skills for Personal Success-Charles Givens

January 2, 2019

21 Life Strategies for 2019. SUPER SELF & SUPER MIND. One of my mentors was a gentleman name Charles J Givens. He is best know for his financial books: Wealth without Risk, More Wealth without Risk and Financial Self Defense. Many folks do not know, he wrote a Great Personal Development book, SuperSelf. My first […]


Seasonal Patterns: January Effect

December 31, 2018

So. Always interested to see what happens in the first week of trading in January (and the first month too). There is a pattern, that has a high correlation. It is a 2 part pattern. First. As the first 5 days going in the stock market (S&P) so goes the balance of the year. There […]


Credit Spreads 7% a Month

Killing Negative Thoughts

December 22, 2018

We all fall prey to negative thoughts every once and a while, but some folks think about those thoughts constantly. Letting them control their lives and direction. The objective of this article is to give you some tools, or a system for getting rid of your Negative thoughts. Eventually conditioning yourself for positive expectations.  Worksheets: In […]


My Guiding Principles

December 20, 2018

Every generation should be better than the previous; passing on tips, tools, strategies and philosophy. My grandfather was a dock worker, my dad a professor, and I am an entrepreneur. I have invested in Real Estate, played the stock market, traded options, forex and futures, started several successful businesses, built business empires for others, consulted, […]


Dogs of the Dow-17 % on average a Year! Easy to Learn

December 10, 2018

Looking for a simple investment strategy, that does better than mutual funds? Investing, or trading can be very challenging. Learning Fundamentals, Technical patterns, Candle stick patters (see some flash cards below), and trading systems. These over time, can make you a GREAT investor or trader.   But if you want something, quick, easy and reasonably […]


Dream, Drive, Dare, Do & Determination

November 30, 2018

Built this Dream Form years ago for myself. . Just happened to find it. 🙂 Most folks wish for a dream to become true. You need MORE! You have to plan for it to come true. Steps. Drive & Determination. I built this CHEAT sheet for me, but you are welcome to borrow it. 1. […]


What would the Last Jedi say to me

November 30, 2018

What would the last Jedi say, before leaving this world, and reaching the next level of consciousness. Perhaps something like: Do or Do Not. There is no Try. Don’t give a half an effort. Commit 110% to your Dreams, goals and desires. You deserve them, but need to take the steps necessary to accomplish the […]


Christmas Trade-6 Weeks

November 28, 2018

OK. This is one of my favorite trades. And It is just around the corner. Disclaimer: Past performance, does not guarantee future performance. Investment, and Options trading has RISK. If you do not know what you are doing, you may lose all the money you invest. GET Educated! First a little history, and then execution. […]


Does Your Selling or Presentation Need a shot of B5!

November 28, 2018

You may not have heard of the B5. A vitamin for a sick closing presentation. I created it (the cure) while listening to my friend Brian Tracy talk about closing recently on an audio file. It kind of summarizes a few concepts, he and I discuss with sales people, business owners, and speaker on a […]


Are you Getting Boiled to Death?

November 9, 2018

Many of us have heard the story of the frog, and hot water pane. If you try to put a frog in boiling water, they will immediately jump out (before dying). But if you put the same frog in comfortable water, and raise the temperature slowly, they will boil to death. I take that metaphor, […]


4 Beliefs that Hold You Hostage

November 6, 2018

When it comes to money, we were not given or taught and instructional book. And too often, we pick up, learn or develop beliefs about money, that do not support us on our quest to become wealthy. Some even think wealth is a Bad thing. There are 3 beliefs about money, that are in our […]


Building Multiple Sources of Income-99 ways!

November 2, 2018

Ok. I am doing a product about Millionaire Mind Code. Some of the affirmations, beliefs, and subconscious programming necessary to be successful investing. So, here is a list for you to consider: Passive Real Estate. Buying Rental Property that cash flows. Covered Calls. Own some stock. Rent it out each and every month, while you […]


Candle Stick Patterns

October 7, 2018

There are hundreds of Candlestick patterns. If you master just a few of them, it can make a major difference in your trading, and money in your account. The first two candlesticks, you should be aware of are the Hammer and Doji. These are usually signs of a reversal in the market place. After a […]


Peak Performance

October 6, 2018

Strategy: Selling and Life requires Passion, Excitement positive emotions. We all know the value of keeping motivated. It is a key to success. If you can get yourself to take action, keep disciplined about prospecting, and focus, you will succeed. However, some people occasionally get off track or not motivated to take action. There is no place […]


The Balanced Approach to Investing.

October 1, 2018

Strategy: 45/45/10 Plan—A balanced approach to investing. 45% Cash Flow. Focus on cash flow strategies first. This builds multiple sources of cash flow. If we have more than just job income it keeps us safer. And or allows extra money to build wealth, or leverage. Strategies to consider are: Get a job. A good start, […]


Take a STEP to Success!

September 30, 2018
Robbins and Francis

Strategy: When FEAR raises its ugly head, take STEP forward any way.  One of my mentors, Tony Robbins, talks about fear holding folks back. In fact, he teaches folks how to fire walk, as a demonstration, of overcoming fear. Cause having done it my self, you do have some fear, when you are standing in […]


Sharpening the Axe

September 27, 2018

“If I had six hours to chop down a tree, I’d spend the first 4 hours sharpening the axe” — Abraham Lincoln Tools are very useful to save time, and get outstanding results, if they are sharp. Inefficient tools, wast time, and energy. I learned this the hard way.  I remember my brother and I […]


A Cup of TEA each day leads to Success!

September 25, 2018

One of my mentors said, “Jim. Do you cut your grass?”. I answered “yes.” He then said, “That is the reason you are not rich.” What on earth was he talking about? The answer was simple. Either you invest time, or you spend time. I was spending time. Spending time on the wrong activities and […]


Selling: Trial Closes & Statements

September 23, 2018

I was getting all my sales material together, and found a book by my friend Ted Thomas. A small little book with some big GEMS. Ted is a master presenter and closer. He has been doing stages for over 30 years. We believe in trial closes, and position statements, so here are few of mine […]


Writing Grabber Headlines

September 22, 2018

Articles, web sites, flyer or ads need strong grabber head lines. Headlines, are really selling the AD. Getting folks to read more. Therefore, the need to in interesting, funny, unique, entertaining, and curious. Years ago, I taught a business work shop, where we did brainstorming on head lines. We came up with few great ones […]


Speaking, Presenting and having FUN!

September 21, 2018

Decades ago, I purchased a distributorship from Tony Robbins. At ADL (Associated Distributor Lecturer), I asked Tony Robbins, what he believed about teaching a workshop and training folks. What are your top 10 beliefs about training. I was kind of surprised, he said, I believed you Educate folks first. Give them what they came for, […]


Business Structures

September 19, 2018

Sole Proprietorship A sole proprietorship is owned by an individual. Generally there is no need to file legal papers and all income is reported to the IRS on Schedule C of the individual’s 1040. The owner is personally responsible for the organization. Advantages Disadvantages Minimal legal and filing fees. Owner has direct control of company. […]


The Minor Question Close

September 17, 2018

Strategy: Minor Question Close The minor question close is similar to the alternative choice close. The difference is that you ask a processing question, not a choice of two orders. Is your name spelled with an “F?” As you are filling out the order form. Do you want the extra service contract? Is delivery on Monday […]


Best 6 Months to Invest

September 15, 2018

Alright I was not going to do this, but this is such a cool gem of information, I can’t resist telling you. There are several seasonal patterns, that are prevalent in the stock market. Yet, likely your financial expert, does not know them or even worst, they do and they don’t tell you about them. […]


17 Success Principals

September 13, 2018

Every generation should be better than the previous; passing on tips, tools, and philosophy. My grandfather was a dock worker, my dad a professor, my mum an accounts payable supervisor, and I am an entrepreneur. Here are some for consideration for Success: Enjoy the ride it is over before you know. Make time for: health, […]


Cap Rates are the Key to Commercial Investing.

September 11, 2018

Cap Rate Formula When you are evaluating commercial property (or any property for that matter), CAP Rate evaluation, can give you a strong comparative analysis. CAP rate measures, the income, price and return of an asset. When you have a couple of the elements, you can always figure out the rest. Therefore, if you know […]


Getting Started as a Speaker

September 10, 2018

There are 100’s of tactics, strategies and systems to become an effective trainer and speaker. Folks often say, where do I start? So, thought I would give you a starting game. Strategies for Speakers and getting started: Set up a structure for business growth and tax advantages. Work on your sales skills. Knowledge and education. […]


5 Reasons Folks lose money in the Market

September 9, 2018

Let me give you the top 5 reasons, people loose money in the stock market: Mistake Number 1: Trust Financial Experts. Experts? In fact this can be far from the truth. Yes, they passed a simple test, to get a license. But did you know on that test, there was NEVER a question about the […]


Catch the CAB to Success

September 8, 2018

Catch the CAB to success! Unfortunately, I am a terrible speller (really don’t care buy the way). 🙂 for those who got it. I spell CAB. K.A.B. Lots of folks like to get to a new city, rent a car, maybe get some directions, or not, and wander to a new destination. I get it, […]


How to Build Rapport

September 7, 2018

To improve the rapport in your relationship, you may want to consider the following proven rapport-building tactics. Check them off to see what you are doing now, and what you can start incorporating into your conversations. Show gratitude for the appointment or order. Pass on compliments from associates. Avoid controversial topics such as war, politics […]


10,000 Hours to become an Expert!

September 6, 2018

Strategy: Don’t become an Expert, but Manage Experts. A lot of folks, want to become experts in specific areas, but often don’t realize the amount of time and effort involved. So, let us say, you want to become an expert in Real Estate. The quoted average is 10,000 hours of study and work to become […]


10% Can Make U Rich!

September 5, 2018

Do you think a person earning $20,000 per year can become a millionaire? Absolutely! Anyone can do anything they set their mind to it and if they develop a realistic plan and stick to it. Let’s take a look how. John is a hard working man earning $20,000 per year in his job. Through the […]


Five Keys to Success

September 4, 2018

1. Success Requires Goals. Goals are the targets. Goals, objectives and action plans are the key to everyones success in life. One of my mentors, Charles Givens, said it this way. Don’t find yourself, design yourself. Determine what you want to become in life, and what you want in life. Then set targets and timeframes, […]


Getting out of the HOLE! Mentally.

September 2, 2018

One of my mentors, Charles Givens taught me this strategy, and it works. So try it. Some event happens in your life. A death, a financial debt, job loss, or a loss of loved one, or illness. We immediately come up with how this is going to negatively affect your life. We lament. We get […]


Build Rapport with Language

September 1, 2018

Strategy: Use Familiar Communication Patterns There are three primary communication patterns. In technical terms, they are known as sub-modality performances. Sub-modality relates to the preferred way of processing information. We prefer to see things, hear things or touch things. Sight: Some people would much rather see things. The visual pictures stimulate them. They store information in […]


How to overcome the Negotiation Stumbling Blocks

August 30, 2018

Every once and a while when you are negotiating you get stuck. They are fixed on their position and you are fixed on yours. In those situations, it is best for you to “explore” and see if there room for movement, common ground and even get agreement about the situation (to build rapport). Use questions, […]


Thought you might enjoy this “Psych” Tips

August 1, 2018

 


Is Debt good or Bad?

May 23, 2018

Interesting question, and for the average person, debt is bad. That is usually because they do not know the difference between good debt and bad debt. Bad Debt is buying some thing you cannot afford, to impress someone that really does not care about you. Bad debt is buying things like: vacations, toys, cars, costing […]


Creating a Marketing Distinction

May 22, 2018

It is not enough to have a good product, service or idea. You must have a better product or reason for people to buy your product. We call this Marketing Distinction. A compelling reason to use your product and not the competitors. If you think of solid companies, they often have a unique distinction in […]


Live a life of NO REGRETS!

May 12, 2018

No Regrets! My friend Adrian. Number 64 was a great friend. The best man at my wedding. The kind of guy, that would come get you at 3am in the morning, when your motorcycle broke down on the highway. No questions, no moaning, just where are you? He died of liver cancer in his early […]


Building Business Credit

May 4, 2018

If you are in business, and or trying to build a business, you know the need on occasion for additional capital, to cover a cash flow shortage, buy assets and grow. Certainly, you put in your own money, but a better plan is to build business credit. Over time, build a commercial credit file. So, […]


To Dream

May 1, 2018

A place to go, Seeds to sow, A place of wonder, Never a blunder, In my dreams, Reality Seems, To take on new life, And leave all strife.    


Warren Buffett approach to investing in stocks

April 13, 2018

What can you say, one of the greatest investors of all time. He always seems to pick up a great deal. In fact, that is one of his mantras, find good companies that are distressed by current conditions, and get a great price. Then watch them grow He is seldom a seller of stock. What […]


The 3 types of Workshop Attendees

April 12, 2018

Which one are you?  I have seen thousands of folks attending seminars. Most searching for an answer or a solution to a problem or to improve their lives. After seeing and talking to tens of thousands of folks, over a 30 year span, I know they fall into 3 major groups. I have a specific […]


Laser Beam Focus

April 9, 2018

One of my Mentors, Charles J Givens (deceased), often said you have to have laser beam focus on your goals. I really did not understand what he meant, until one day he asked me to build a product for him. A product called SuperSelf, SuperMind. As we talked about the project, he asked me for […]


Break FREE of Doubt and FEAR

April 7, 2018

Dreams are the prisoner of doubt and fear Many folks do not live their dreams, because they are held hostage by their own limitations. And I mean self limiting beliefs. NOT real. If fear or doubt holds you back you must have a few strategies for killing the fear. To eliminate doubt. To live your […]


Stocks: In May Go Away!

April 6, 2018

A few of you know what this means, but for the rest stay tuned. There are a number of seasonal patterns, that happen in May. Now why am I mentioning it now in April. Well if you are an options trader, in particular a seller, you are selling options into May right now. So, a […]


Negotiation Strategy: Good guy, Bad guy

April 5, 2018

One of the oldest tactics in negotiation is the good guy/bad guy routine. It can be done when you have two negotiators—a team of negotiators. One negotiator acts overbearing, aggressive and pressuring while the other acts compassionate, flexible, and open. They take turns negotiating with the opponent. Often the good guy acts as if he […]


Focus on the 6 Key Wealth Areas!

April 3, 2018

In my teaching across the USA, Canada, UK, Singapore and Australia, I always start with the foundation of financial success, the WEALTH WHEEL. It is a simple concept, but it keeps us focused and on track. It does not matter if you start with real estate, a job, stocks or business, the wealth wheel concepts […]


I am Allergic to Mondays… Sort of

April 2, 2018

Ok. If you have heard me speak at a 3 day workshop, you know act some point I am gong to say, “For years I was ALLERGIC to Mondays”. I even have a couple of slides that say that. 🙂 8.5 years working at a fortune 500 firm (Rogers), made me dread Mondays. That getting […]


Starting with the Internet

February 17, 2018

So. I have been gone for a while. Actually, been doing a number of workshop around the world. I was in the UK, Australia, South Africa, and all over the USA. Busy. Recently, I was with some old friends, doing a Hilton Business Workshop. We talked about starting a business, with a focus on growth, […]


21 Free or Inexpensive Advertising and Marketing Strategies

December 10, 2017

I was teaching a business workshop recently, and someone asked, If you had a limited budget for marketing what would you do? Well, I have as an entrepreneur, had limited budget a few dozen times, and the following strategies have always served me well. They WORK! 1. Write articles about related information in publications (i.e., […]


Negotiation-DR Ro

October 18, 2017

So recently, I was doing a phone interview with Dr Ro about negotiation. A few key strategies, tactics and guidelines. Buy now Button below. As a result, wanted to do something special for his students, and listeners. So gave my $497 Negotiation & Influence course to student for $ 97 USA. Great deal. Here is […]


5 Ways to deal with Foreclosure

October 15, 2017

Missing payments, can lead to a NOD (Notice of Default). Usually this happens if you miss 3 payments. When the bank starts sending you legal notices, some folks just give up. You actually have a few options to consider. A Workout. Banks don’t really want the property. So, contact them and try to work out […]


Ads & Copy

October 14, 2017

Strategy: Develop solid copywriting skills Copy is a key to marketing. It does not matter if it is the web site, a brochure, a display ad or a sales letter. Copy gets it sold. Good copy has:  Effective use of grabber headlines to grab attention, and stimulate reading.  Bold copy, with exciting, and […]


Marketing Distinction

October 5, 2017

Strategy: Establish a strong marketing distinction. It is not enough to have a good product, service or idea. You must have a better product or reason for people to buy your product. We call this Marketing Distinction. A compelling reason to use your product and not the competitors. If you think of solid companies, they […]


Credit Repair 2

October 1, 2017

Once you have the report, look for errors. Correct all information that is wrong. Common things to look for are: Social Security Number Address changes or incorrect Bankruptcy older than 10 years Delinquencies 7 years or more. Debts that are not yours. Duplication of accounts. Whether you are on line, or off line (paper), you […]


Credit Repair 1

September 12, 2017

Strategy #1. Check Your Credit Scores Once Year. There are basically 3 credit bureaus that track credit rating. Although all use different terms (beacon, emprica, Issac Risk), they basically track: amounts, payment history, activity, type of credit, days late, number of accounts, who gives your credit, if open, or closed, and use of credit. The […]


Failure is a Key to Success

August 5, 2017

The road to success is often paved with failure. There are thousands of success stories about folks, that went from failure to failure, just to be a GREAT success in the END. You never know, where a failure may lead you. Perhaps to the destiny you imagined. Perhaps another story. Failure actually does a lot […]


Dealing with “I will think it over”

May 1, 2017

Most of the time, “Let me think it over” is a stall tactic, and not the real reason, the person is not moving ahead. Usually, it is a sign, of: Doubt, Lack of Value or Fear.  There are several ways you for you to deal with this statement, or objections. Lets look a few language […]


6 Key Areas of Wealth

March 17, 2017

In my teaching across the USA, Canada, UK, Singapore and Australia, I always start with the foundation of financial success, the WEALTH WHEEL. It is a simple concept, but it keeps us focused and on track. It does not matter if you start with real estate, a job, stocks or business, the wealth wheel concepts […]


Change Beliefs.

March 16, 2017

Here is what you do to change your belief system. Yours or Thiers: Identify the negative belief. Create doubt that the belief is true, necessary or serves you. Create the opposite belief. Justify the opposite belief. Create a positive reward associated with the new belief. Another key element is to check and see if there […]


Social Styles

February 23, 2017

Research indicates there are four types of people. The Social styles identified by Dr. Merrill (driver, analytical, amiable, and expressive), were an excellent beginning for me. But I found them a little restrictive, and as I evaluated individuals noticed some additional distinctions. I color coded the social styles, red and black, and use cards suits […]


4 Steps to Ads

February 22, 2017

A good ad grabs attention quickly. A functional ad uses features and benefits to sell with a unique combination of emotion and logic. Great ads have a strong call to order. An offer, or specific action. In fact the skill of writing a good “ad” also can be used for writing a brochure, flyer or […]


TEA Principal

February 21, 2017

One of my mentors said, “Jim. Do you cut your grass?”. I answered “yes.” He then said, “That is the reason you are not rich.” What on earth was he talking about? The answer was simple. Either you invest time, or you spend time. I was spending time. Spending time on the wrong activities and […]


The 5 D’s in Life

February 19, 2017

I have had some great mentors, whom have given me outstanding advice, guidance, business, financial and personal success. #Tony Robbins, #Brian Tracy, #Charles Givens, #Ken Blanchard. All have contributed to my life and prosperity. Many have a values, beliefs, and philosophies, that can make a difference in your life an achievement. Some where along the […]


13 Negotiation Stratgies

February 18, 2017

Here are 13 tips and tricks you can use to strategize a successful negotiation 1. Good Guy/Bad Guy One of the oldest tactics in negotiation is the good guy/bad guy routine. It can be done when you have two negotiators-a team of negotiators. One negotiator acts overbearing, aggressive and pressuring while the other acts compassionate, […]


Selling: Takeaway Close

February 16, 2017

People hate to have something they want or expect taken away from them. They fight to get what they can’t have or believe they deserve or are entitled to. Imagine someone saying to you: I’m not sure you qualify for our product. You’ll have to fill out the order form and await approval. Only a […]


Speaker Training & Coaching

February 13, 2017

Well, I am doing some speaker coaching and training for a friend. Helping a multi-million dollar enterprise make more sales, and improve their sales process. So, I have been thinking of all the things we must do as speakers and sales people. Almost like a check list. Strategy: The LIST of things you must do […]


Strategy: Use personal value and leverage to close

February 11, 2017

Leverage closing uses the power of a prospect’s values to sell to them. First, you must know their values and make purchasing the product or service not go against their values. Let’s say you pride yourself on being bright, intelligent, and making sound decisions. What kind of impact does the following statement/close make? “All the […]


Selling: Order Blank Close

February 5, 2017

One of the most effective closes is simply to begin entering the order information. No questions, no “yes” or “no,” just a casual start to filling in the order. Occasionally ask confirming questions (e.g., your name is …). Don’t say anything at the end, just hand over the order and pen. People love to complete […]


Selling: Minor Question Close

February 1, 2017

  The minor question close is similar to the alternative choice close. The difference is that you ask a processing question, not a choice of two orders. Here are some samples: Is your name spelled with an “F?” Do you want the extra service contract for 1 year or 2 years? Is delivery on Monday […]


Build a Sales Talk

January 10, 2017

So. Over time I developed a “format” for a 90 minute presentation (that sells). Section 1: Building Rapport and Setting the Stage Video/Creditability/Introduction. Directive Control. State the Problem. Hint and Lead to solution. Preframe questions. Frame the event. Rewards and Punishment. Drive home the pain. Attack the objections or their plans. Offer the solution. Your […]


Effective Design Elements

January 7, 2017

Key Elements of Effective Design Choose a clean, easily readable style typeface Don’t mix too many typestyles together Select a logo that is square, horizontally rectangle or circular for easier incorporation in materials of different sizes and uses Make effective use of graphics — an identifying graphic is a powerful communicator Add a descriptive phrase […]


Structure Comparison

January 5, 2017

  Sole Proprietor General Partnership Limited Partnership “C” Corporation “S” Corporation Business Type You are the one and only owner, usually the easiest to operate and establish. Best for part time business and businesses just starting up. Involves two or more owners.   Involves one or more limited partners and can have one or more […]


January Barometer

January 4, 2017

The January Barometer using data since 1950, and being around since 1972, when Stock Traders Almanac started toting “seasonal trends” SAYS….. “As the S&P 500 (SPX) goes in January so goes the market” It has been pretty accurate. Over a 85% correlation. So, many traders watch what happens for the month of January. To see […]


Dogs of the Dow

January 2, 2017

So. the dogs of the down has earned about 18 Percent since 1973 per year. Not bad. In particular since the stock market on average (for the last 100 years) earns about 7/8 percent per year. And it takes less than 60 seconds to find the stocks you should buy. Check out www.dogsofthedow.com.  Puppies of […]


Make Your Goals SMART!

January 1, 2017

Goal setting is GREAT, but make sure they are SMART! S. Specific, M. Measurable, A. Attainable, R. Relevant, or Realistic, T. Time. Targeted.  


Play the Name Game

January 1, 2017

Strategy: Use the name game to pick a name for your company and or product. I had the rare privilege of working with over 50 plus millionaires. One of them had a cool way of picking names for products. He showed it me one meeting, and I refined it into the NAME GAME. Recently a […]


Business Idea Checklist

December 31, 2016

A small business is determined as any business that grosses under $4 million per year!!  There are several options available for anyone considering small business ownership including: home-based businesses, franchises, network marketing and existing businesses for sale. For those interested in starting a home-based business, we have included some ideas for consideration. Start-Up Home-based Businesses […]


Changing a Belief

December 30, 2016

  Here is what you do to change your belief system. Yours or Thiers: Identify the negative belief. Create doubt that the belief is true, necessary or serves you. Create the opposite belief. Justify the opposite belief. Create a positive reward associated with the new belief. Another key element is to check and see if […]


SuperSelf

December 19, 2016

One of my mentors was a gentleman name Charles J Givens. He is best know for his financial books: Wealth without Risk, More Wealth without Risk and Financial Self Defense. Many folks do not know, he wrote a Great Personal Development book, SuperSelf. My first year working with Chuck, I spent promoting his SuperSelf and […]


Using Leverage in Stocks

December 16, 2016

Leverage is the tool of the wealthy. Stocks have leverage. For example the following, types of trading has leverage: Stocks. If u have a margin brokerage account. You have 2:1 leverage. Options have 8-10:1 Leverage. Futures have 25:1 Leverage. Forex have 50:1 Leverage (sometimes more). When you learn how to trade, you can use Leverage […]


Cap Rates

December 15, 2016

Cap Rate Formula When you are evaluating commercial property (or any property for that matter), CAP Rate evaluation, can give you a strong comparative analysis. CAP rate measures, the income, price and return of an asset. When you have a couple of the elements, you can always figure out the rest. Therefore, if you know […]


7 Keys to Rehabbing

December 14, 2016

Well. I am going to tackle the topic of Rehabbing. Now realize that my hands are soft and have no rough spots. But there was a time, when I liked to get dirty, and could knock out a wall or caulk a bathtub with the best of them. Well maybe not caulk a bathtub. Now […]


GRM: Gross Rent Multiplie

December 13, 2016

Gross Rent Multiplier- GRM A great tool for estimating the value of properties. The GRM can give you an idea of what the property is worth, and or the income it should be producing. You require 2 pieces of information: Sales price, and the Potential Gross Income. If you have similar information of property in […]


Earn 6-8% per Month!

December 10, 2016

Discover How To Make Winning Trades, Generate Profit, and Easily Acquire The Skill-Set That Could Set You Financially Free for Life! Are you currently involved with the stock market? Maybe you’ve got some stocks. Maybe you manage an investment portfolio. Maybe you have an account with an online brokerage. Regardless of your level of involvement, […]


Christmas Trade

December 9, 2016

One my favorite trades. Due to the long history of an 9% increase in the DOW from Dec 1-Jan 15 for decades. We are going to buy a single call position (nothing to do with spreads), and play the up direction. Notes: Single Call position. One strike price in the money. Hold from Dec 1 […]


Peak Performance

December 8, 2016

  Strategy: Selling requires Passion, Excitement and exchange of positive emotions. We all know the value of keeping motivated. It is a key to success. If you can get yourself to take action, keep disciplined about prospecting, and focus, you will succeed. However, some people occasionally get off track or not motivated to take action. There is […]


Positive Replacement

December 6, 2016

One of my mentors, Charles Givens taught me this strategy, and it works. So try it. Some event happens in your life. A death, a financial debt, job loss, or a loss of loved one, or illness. We immediately come up with how this is going to negatively affect your life. We lament. We get […]


45/45/10 Investing

December 5, 2016

Strategy: 45/45/10 Investing People get greedy. People get sold on products and investments. People don’t think through their long term, short term, cash flow, growth, risk , reward, and speculation investments. Often getting caught up in the excitment or fear of the moment. After a few mistakes myself, and hundreds (if not thousands) of students, […]


Internet Business

November 27, 2016

Starting an Internet Business with limited funds The Internet is a wonderful opportunity to build a business with limited funds, and products. You can find the products on line, through vendors and affiliate programs. Then it is all marketing and selling. You should consider the following strategies: Strategy: Become an Affiliate for product you purchase […]


6 Keys to Selling

November 25, 2016

Can you think of the last time you purchased something? Was it a pleasant experience or a negative one? What was it that the person said or did that made you buy that product? How about the last time you chose not to buy something? Was it something the salesperson said or did not say? […]